Business Credit
OBTAIN CREDIT FOR YOUR BUSINESS THAT IS NOT LINKED TO YOUR SOCIAL SECURITY NUMBER
To establish and maintain a successful business, you must be able to qualify for credit lines and loans at the best rates possible. Business credit is the key in making this happen, as it allows you to access funds even when you can’t qualify for a loan.
Your Lending Partner assists you in building solid business credit by utilizing a proven, field tested, personalized process that guides you on a step by step basis to help you meet your goals. In fact, we boast the only full-service business credit adviser team in the industry!
We walk you through the process of:
- Setting up your business to meet lender fundability standards so that you can obtain approval quickly and easily
- Setting up and activating your credit profile with the three major business credit reporting agencies: Dun & Bradstreet, Experian, and Equifax Commercial
- Obtaining initial trade credit that will enable you to continue to build your business credit reports
- Obtaining business credit without having to provide a personal guarantee
You can also monitor your business credit reports and scores in real-time with our Dun & Bradstreet, Business Equifax, and Business Experian monitoring direct integration system, powered by Nav.
There are several different types of credit we enable you to access:
- Store business credit with various major national retailers
- Cash credit, including Visa and MasterCard accounts you can use in most locations worldwide
- Fleet credit to be used for fuel and auto vehicle repairs on both your primary and commercial vehicles
- Auto vehicle financing to aid in the purchasing or leasing of your primary or commercial vehicles (in your business’s name)
Wait! Don't Forget Your FREE Guide!
How new businesses can get up to $150k in business credit that's linked to their SSN with no personal credit check!
Click Below to see Your Lending Partner's Business Finance Suite!
FREE Business Credit and Loan Consultation
Enter your information for your no-cost business credit and loan consultation! (Value = $199)
Step 1 - The Foundation
Your Lending Partner can guide you through a number of steps so you can understand what lenders are looking for. We can help you through this very detailed and intricate process to get the most funding you can qualify for.
Step 2 - Your Fundability
Your information is cross-checked against underwriting guidelines for over 2,100 finance institutions, and you are pre-qualified for funding programs, including credit lines and loans.
You will have access to thousands of different lenders, hundreds of direct finance sources, and hundreds of thousands of dollars in funding and business credit for your business. You can qualify for merchant advanced credit, purchase order and account receivable financing, equipment and auto vehicle leasing, inventory financing, unsecured credit lines, loans up to $20 million, and much more.
By offering a large abundance of financing sources and products, we give you, as a business owner, the best chance of being approved to obtain funding for your business.
Step 3 - Credit Agencies
This will involve diving into the business credit reporting agencies. Your goals in this step will include: Searches to see if your business is listed with each bureau, verifying any information if your business is listed; updating any inaccurate data on your current reports, and applying for a FREE DUNS number, if you don’t currently have one.
Our system lets you monitor your business credit reports in real time as you are building your business credit. And this is the only system where you can access a DUNS number and Experian Smart Business credit report at no cost.
Step 4 - Selected Vendor Credit
In Step 4, we help you get approved for new credit in your business name that reports to the appropriate business credit reporting agencies. Once this new credit is reported, you are awarded with an exceptional business credit score that we then help you leverage to get approved for even more business credit (in Step 5).
Step 5 - Selected Credit Cards
You can be approved for store credit with places like Staples, Lowe’s, Home Depot, Walmart, Costco, BP, Sam’s Club, Dell, and many others. You can also get approved for large, $10,000-limit credit cards with some stores and Visa MasterCard credit cards that you can use almost anywhere.
Step 6 - Unsecured Business Financing
In this step, you will have the opportunity to apply for a variety of funding programs if you qualify. If you do not qualify for a particular program, we will show you the basic requirements needed for eligibility.
You will also learn about the following:
- MerchantCard Credit, which gives your business access to working capital that is easy to qualify for and funds very quickly.
- Accounts Receivable Financing works like a line of credit on your accounts receivable. You receive an immediate cash advance when you invoice your customer for products or services.
- Purchase order financing provides you an advance toward purchase orders to give you the cash you need to fulfill those orders. This is a common form of financing for vendors who need to make advance payments to suppliers in order to fulfill customer orders.
Equipment lease financing, as opposed to straight equipment purchasing, greatly conserves cash flow and provides a huge boost to building business credit. Brand new businesses are welcome… even restaurants! You’ll be amazed at what qualifies as “equipment.” For example, even car-wrap signage and business signs can be financed from only $99/month and the related transactions are reported as a business trade line.
Business Credit Benefits
Get Approved for HIGH-Limit Revolving Credit Cards in Your Business Name with No Personal Credit Check and No Personal Guarantee
Get Your Business Credit Profile Quickly Setup and Activated with D&B, Experian, and Equifax Commercial - Saving You Time and Money
Access the Largest Supply of Business Credit Sources to Get Vendor, Store, Fleet, and Cash Credit Linked to Your EIN and Not to Your SSN
Get Your Corporate Compliance Review to Ensure Your Business Exceeds Credit Issuer and Lender Credibility Standards to Get for Automated Approvals
Receive Concierge Coaching and Servicing with Your Own Business Credit Advisors Who Help You Easily Navigate the Corporate Credit Building Process
Get Business Credit and Financing through Your Own Finance Suite and Enjoy the Experience in English or Spanish Working with Our Bilingual Advising Team
Monitor Your Business Credit with D&B and Experian Commercial in Real Time through Credit Monitoring Integration Powered by Nav
Enjoy Our Program Risk Free with Affordable Payments and Our Iron-Clad, No Questions Asked, 30-Day Money Back Guarantee
Quickly Build Your Business Credit With Our Business Finance Suite
HEAR WHAT OUR CLIENTS HAVE TO SAY
We are passionate about helping our clients secure business credit fast and financing, and offering both as a service. Of course, we’re going to have great things to say about our company because we think what we do and how we do it is pretty awesome. What really matters is what our clients have to say, so click below to hear from some of our customers who we live to serve.