Business Line of Credit & FAQs
Change the Way You Obtain Credit for Business, Forever.
BUILD BUSINESS CREDIT WITH EASE.
Now there is a new way to establish a creditworthy business, get credit and funding while protecting your personal credit scores.
“Our Business Credit Building System is the most simple and effective way to build business credit for your start-up or existing business…”
Wait! Don't Forget Your FREE Guide!
How new businesses can get up to $150k in business credit that's linked to their SSN with no personal credit check!
Complicated Business Credit Building Methods Not
Working For You?
Discover how to get your company’s credit identity and business credit ratings established with Dun & Bradstreet, Experian Business and Equifax Small Business all at the click of a button so you can maximize your funding potential.
Meet Corporate Compliance
Our system is comprehensive and will guide you through completing all necessary requirements to ensure that your business is in lending and credit compliance. This is the essential foundation of the business credit building process.
Build Business Credit Ratings
Get set up an establish business credit scores with all three major business credit reporting agencies…Dun & Bradstreet, Experian Business and Equifax Small Business.
Get Maximum
Funding
Get private access to our vendor credit lines, fleet credit cards, unsecured business lines of credit, bank loan programs, funding programs and business credit cards that only report to your business credit reports.
Here's What You'll Achieve With Our Business Credit
Building System...
Leverage the power of business credit and obtain the funding your company needs once
and for all…
We Make The Business Credit Building Process Easy
Track, update and monitor your progress with our Revolutionary Business Credit Building Platform
Inside you will be able to build strong business credit reports and scores the fastest possible way. Each step of our business credit building system is described in detail and also includes access to a comprehensive set of frequently asked questions.
Build Strong Business Credit Reports And Scores
Get set up “the right way” with each Business Credit Reporting Agency
There are 3 major business credit reporting agencies that are key to your success: Dun & Bradstreet, Experian Business and Equifax Small Business. The how-to instructions for getting listed has been tested and proven by thousands of our members before you.
The system is integrated with Experian Business allowing you to see your progress as you build business credit. In real time you will know if your company is listed, how many trade lines are reporting and if you have a business credit score.
Over 20+ Compliance Steps Included With Audio Tutorials
No need for guesswork with our complete corporate compliance module
Meet lending compliance quickly and easily. Our step-by-step system will provide you with all the necessary instructions to complete all 20+ items and build strong business credit profiles and scores. Support is via a support ticket system, if you get stuck or have a question simply submit a support ticket and we will respond within 1 business day.
Introducing the Business Credit Building System...
Set Up and Obtain Business Credit in a High Quality Secure Membership Portal
1 - Customized Business Credit Building Platform
You are provided with your own customized business credit building system that can be rapidly deployed to serve your start-up or existing business. You are in complete control and have the ability to progress as fast or as slow as you wish.
2 - Integrate with Your Startup or Existing Business
Inside your system you get to register your company and provide important details to insure you get the highest quality experience and the best possible outcome customized for you.
3 - Track Your Progress with Business Credit Building Task Lists
The system allows you to keep track of your progress each step of the way with task lists. Prior to moving forward onto each segment a task to complete is listed to assist you in staying on track.
4 - Protect Your Personal Credit Reports and FICO® Scores
Get access to unsecured business lines of credit that only report to the business credit agencies. Vendor lines of credit, fleet credit cards and our bundled business credit cards are ideal for protecting your personal credit reports and scores.
5 - Maximize Your Funding Potential
You will have the opportunity to apply for a variety of funding programs if you qualify. If you do not qualify for a particular program, we will show you the basic requirements needed to be eligible to apply.
Just A Few Powerful Features Of The Business Credit Building System
Your Business Has Unlimited Funding Potential With Our
Database Of Credit Sources
Select from our database of hundreds of suppliers, creditors, lenders and banks
There are over 500,000 vendors extending credit, but less than 6,000 report to the business credit agencies. Additionally, there are over 500 business credit cards in the U.S., but less than 70 of them report solely to the business credit agencies. Once you have access you will be able to see what each vendor and business credit card requires for approval and which business credit agency they report to.
1 – Foundation
Banks and lenders will require to see that your business is in lending compliance. Our system will guide you through the 20+ item foundation for building strong business credit scores.
Each step of the system will provide you with all the necessary instruction to complete all items required to meet compliance in order for your business to be ‘credit ready’. You can go back and access all the steps to review and update any information.
2 – Business Credit Analysis
We address the major components that make-up the credit and financing potential of your business and see what funding programs might be available to you and offer alternative solutions.
By improving and maximizing your personal and business credit scores, you will make much more capital (cash) and resources available to your business at better rates, terms and pricing. You will have the opportunity to apply for a variety of funding programs if you qualify. If you do not qualify for a particular program, we will show you steps to take in order to become eligible.
3 – Business Credit Reporting Agencies
We address your business credit files with all three major business credit agencies; Dun & Bradstreet, Experian Business and Equifax Small Business. Depending on your current status, this includes establishing new file(s) or making sure existing files are accurate.
We wipe away any confusion concerning the Business Credit Reporting Agencies. Along with being able to access all three of your business credit reports, you will have a much clearer understanding of the business credit reporting process, including how your business credit scores are developed.
4 – Vendor Lines of Credit
Search our highly researched database of reporting vendors. Once you have access, you will be able to see what each vendor requires for approval and which business credit agency it reports to.
Optimizing business credit requires that your company acquire vendor lines of credit. A vendor line of credit is when a company (vendor) extends a line of credit to your business on “Net 15, 30, 60 or 90” day terms. This means that you can purchase their products or services up to a maximum dollar amount and you have 15, 30, 60 or 90 days to pay the bill in full.
5 – Business Lines of Credit
Search our highly researched database of reporting business credit cards with and without a personal guarantor. Once you have access, you will be able to see what each card requires for approval and which business credit agency it reports to.
A revolving business line of credit account is one that allows you to pay a “minimum due” per month and not the full outstanding balance. These accounts normally report to Experian Business and sometimes to D&B and Equifax Small Business. Because of how they report, these accounts will help build your business credit on a larger scale than just the Net 30 day vendors alone.
6 – Funding Programs
You will have the opportunity to apply for a variety of unique funding programs if you qualify. If you do not qualify for a specific program we offer, we show you how to meet the requirements needed to be eligible to apply.
All business funding applications are first delivered to your funding analyst for review and pre-approval before full submission to underwriting. Remember, doing all the work to build strong business credit scores has a major goal, and that of course is to receive much more funding.
Frequently Asked Questions & Answers
Most frequent questions and answers
It usually takes years to build a strong business credit profile if you are trying to do it without any help. However, by using our step by step process, you can build a favorable business profile within 4 to 5 months.
Absolutely! We work with a plethora of lenders within whom you can obtain unsecured lines of credit with no personal guarantee. Usually this will be in the form of vendor credit (i.e. fleet cards, office supply cards, gas cards, etc.). Standard business lines of credit usually require a personal guarantor, but the limits are usually high, and they report only to the business credit agencies, which helps to build your profile.
Yes, and it must be either an LLC or corporation (S or C Corp) if you want to take advantage of liability protection. If you operate as a sole proprietorship or partnership, you still hold the risk of liability, as your personal and business credit are not considered truly separated.
Your Lending Partner works with countless vendors and retailers that will offer credit to you regardless of whether you are a start-up or existing business. The services and products they offer include packaging and shipping, computers and electronics, marketing and advertising, printing, web design, graphic and logo design, office supplies, etc.
We have several different options with combined credit limits as high as $150k. These cards carry the VISA and Mastercard logos with 0% introductory APRs for the first twelve months. They also report to the business credit agencies.
We have several different options with combined credit limits as high as $150k. These cards carry the VISA and Mastercard logos with 0% introductory APRs for the first twelve months. They also report to the business credit agencies.